Personal Umbrella Insurance Through AAA Protecting Your Personal Wealth

You’re Protected Through AAA

Personal umbrella liability insurance through AAA is designed to protect you against the financial devastation and hardship that can result from a personal liability lawsuit. It goes beyond the liability coverage typically provided by your auto, home and boat insurance with higher amounts of coverage – limits of $1 million to $5 million for eligible applicants. You’ll also enjoy the peace of mind that comes with reliable coverage, exceptional service and extraordinary value.

Your Personal Umbrella Insurance Policy Can Provide Peace Of Mind In Many Situations

  • Negligently hitting a pedestrian with your vehicle and causing injuries or damages beyond your auto insurance policy’s liability coverage.
  • Unknowingly serving food that causes guests to be hospitalized with food poisoning.
  • Accidentally propelling an object from your power lawnmower and striking someone, causing serious injury.
  • Being involved in a serious traffic accident.


Personal umbrella
insurance covers you in
unforeseen situations.

Preserve Your Future

Umbrella insurance through AAA is a cost-effective way to obtain peace of mind when facing many of today’s costly personal lawsuits.

  • If you currently carry limits of liability on your standard policies that are higher than required, you may consider reducing them with a personal umbrella insurance policy.* Discuss this possibility with your AAA Agent
  • As an option, you can carry higher limits of Uninsured and Underinsured Motorist protection on your personal umbrella policy (not available in all states)
  • Your AAA Agent can provide full details and help you determine the coverage amount that is right for you.

Cost Effective Security

Personal umbrella insurance provides features designed to protect you in a wide variety of ways for a range of situations. Special features include:

  • Coverage within the U.S. and around the world for a broad range of personal liabilities
  • A discount for having home insurance through AAA**
  • Payments for a variety of lawsuit-related expenses in addition to the limit of liability selected:
    • Legal defense
    • Interest on judgments
    • Limited loss of earnings
    • Appeal and bail bond premiums

Get the coverage you need and deserve. Contact an Agent today.

View disclaimers

Insurance underwritten by one of the following companies: Auto Club Insurance Association, MemberSelect Insurance Company, Auto Club Group Insurance Company, Auto Club Property-Casualty Insurance Company, Auto Club South Insurance Company, Auto Club Insurance Company of Florida, or non-affiliated insurance companies.

This information is intended solely to highlight the many financial risks covered by personal umbrella insurance through AAA. Your policy and its endorsements, plus applicable deductibles, determine exact coverage and payment of losses. Note: Products and benefits are subject to change and not available in all states.

*Your existing auto, home or boat liability coverage is called underlying insurance. Minimum liability limits must be maintained and your auto liability coverage must be provided through AAA.

**The availability of discounts and their amount may vary from state to state. Be sure to ask your AAA Agent for complete details. 17-IA-2012

© 2018 AAA, All Rights Reserved