IRA Savings and IRA CDs Facts & Fees
Know all there is to know about our IRA Account—we’ve laid out all the facts and fees associated with it so you know exactly what you’re getting when you sign up.
| Facts | Fee |
|---|
Early Withdrawal Penalties If you cash the CD out earlier than the term limit you agreed to, you’ll incur a penalty fee |
|---|
CD Term Less than 12 months
(3 month CD, 6 month CD, 9 month CD)
| 3 months simple interest on the amount withdrawn |
CD Term 12 - 35 months
(12 month CD, 13 month CD, 2 Year CD, 30 month CD)
| 6 months simple interest on the amount withdrawn |
CD Term 36 - 48 months
(3 Year CD, 4 Year CD)
| 12 months simple interest on the amount withdrawn |
CD Term 49 - 83 months
(5 Year CD)
| 18 months simple interest on the amount withdrawn |
CD Term 84 months or greater
(7 Year CD, 10 Year CD)
| 24 months simple insterest on the amount withdrawn |
Cashier’s Check Fee (customers only)
A check that’s guaranteed by our bank | $5.00 |
Wire Transfers Another way to send money from one account to another |
|---|
Wire Transfer Fee (incoming, domestic)
| $0.00 |
Wire Transfer Fee (outgoing, domestic)
| $20.00 |
Wire Transfer Fee (incoming, international)
| $0.00 |
Wire Transfer Fee (outgoing, international)
| $35.00 |